10 Best Short Term Health Insurance In Usa 2019

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Short-term health insurance plans are an increasingly viable option to millions of Americans of all financial situations. Although cheaper, they lack many of the features and guarantees of ACA-compliant plans.

An accident or serious illness isn't something any of us like to think about. But preparing for the worst is an important responsibility, especially if we have families to take care of. For many, comprehensive health plans purchased through the Health Insurance Marketplace, as established by the Affordable Care Act (colloquially known as Obamacare), are not a viable option. For example, a large number of people who earn too much to qualify for subsidies remain uninsured.

If this is your situation, a short-term health insurance plan may be right for you.

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Short-term health plans were originally designed to work as stopgaps for people who did not have health insurance because they had missed the last open enrollment period or because they could no longer afford their insurance.

Now, make no mistake: short-term health plans are not for everyone.

The most important thing consumers should do before purchasing a short-term health insurance plan (or any kind of insurance) is to read the terms of the policy fully and carefully. Find out what is and is not covered. Make sure you understand how this plan differs from the comprehensive plans you may be used to. Finally, shop around for different policies and insurers and compare the benefits and coverages each plan offers and how much each plan will cost you, not only monthly when you pay the premium but each time you receive services from a provider, like a doctor or a laboratory.

Reported from Consumersadvocate.org that already make research about all insurance health around the USA, and make the resume for that decide to, 10 best short-term health insurance of 2019

10 Best Short Term Health Insurance In USA 2019

1. Golden Rule Insurance

Customizable Short-Term Health Plans for Gaps in Coverage
Eligible expenses include dental services as a result of an injury to your teeth, emergency room and hospital services, and outpatient services and labs
Visit any doctor in their expansive, nationwide network of doctors; no referral and no primary care physician (PCP) required
Coverage terms range from 30 days to less than 3 months. Starting in October, consumers in many states may elect coverage that last 364 consecutive days.
Customize your plan by selecting term, maximum lifetime benefit, out-of-pocket maximum, deductible, and coinsurance.

2. Healthinsurance.net Health Insurance

Get instant health insurance quotes at healthinsurance.net
Explore health coverage options by submitting your zip code
Licensed insurance agents available in all 50 states
Compare quote from the leading healthcare providers
Talk to healthcare experts through their toll-free service

3. HealthNetwork Short-Term Health Insurance

Coverage terms range from 30 days to 1 year
Enroll in short-term insurance whenever you want and cancel whenever you want
No cancellation penalties
Plans start at $30.70 a month (subject to limitations)

4. National General Short Term Health Insurance

Temporary protection for unexpected medical bills
30 days - 1 year terms
Doctor visit, ER, and ambulance coverage
Large array of coinsurance and deductible options
Uses national Aetna Open Choice PPO Network

5. Standard Life Select STM Short Term Health Insurance

Deductibles that fit your budget
Terms lasting up to 3 months
2 short-term plans to choose from
$0 application fee
Lifetime maximums of up to $1,000,000
Online account management and bill pay

6. The IHC Group Short Term Health Insurance

Keep your doctor
Apply year-round -- no open enrollment restrictions
Only pay for coverage you need, save on average 30% off standard premiums
Coverage available for hospital stays, emergency room visits, doctor visits, and more
May be used alongside other supplemental insurance
Available in 23 states